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TRICARE & Mental Health Coverage

Does TRICARE Cover Mental Health?

TRICARE may cover medically and psychologically necessary mental health and substance use disorder care, including both inpatient and outpatient care. You can find more information on this topic in your TRICARE booklet under “Behavioral Health Services” or “Coverage for Mental Health Services.”

Does TRICARE Cover Therapy?

TRICARE may cover individual and group therapy services as well as any ancillary therapies (art, occupational, dance, etc.) that are a part of your treatment plan

We recommend you contact TRICARE directly to determine your coverage level.

Does TRICARE Cover Psychiatry?

TRICARE may cover the cost of the psychiatric services we offer, but we encourage you to contact your insurance provider directly to determine your coverage level.

How Do I Check TRICARE Plan Coverage?

Check the description of your plan benefits listed under “Behavioral Health Services” or “Coverage for Mental Health Services.” You can also find this information through TRICARE.

If you are unable to find what you are looking for, please contact your insurance provider directly.

What Mental Health Conditions Does TRICARE Cover?

TRICARE may cover mental health services that can treat many conditions ranging from behavioral to addiction disorders. We recommend you contact TRICARE directly to determine medical necessity and coverage benefits.

We also recommend looking at TRICARE’s list of excluded mental health services to determine if any are applicable and can impact your coverage.

TRICARE & Mental Health Benefits

TRICARE provides civilian health benefits for Uniformed Service members and their families, National Guard / Reserve members and their families, survivors, former spouses, medal of honor recipients and their families, and others registered under DEERS (Defense Enrollment Eligibility Reporting System). You must be registered in the DEERS to be eligible for TRICARE.

TRICARE covers health care, dental care, mental health care, pharmacy, special needs and vision care.


Sources: TRICARE

The content herein is provided for general informational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Medical insurance information changes constantly, and therefore the content on this website should not be assumed to be updated, complete, or exhaustive. If you think you may have a medical emergency, please call 9-1-1 (in the United States) immediately.