We believe mental health care should be accessible and affordable. That’s why we’re proud to be in-network with major insurance providers for a wide range of mental health services including comprehensive psychiatric services, therapy, TMS for depression, and structured treatment programs like PHP and IOP. Find the best Blue Cross Blue Shield, Aetna, Cigna, United Healthcare, and Medicare mental health coverage in Illinois at Clarity Clinic.
Clarity Clinic is in-network with the following PPO plans.
✅ Blue Cross Blue Shield IL (BCBS IL)
✅ Aetna
✅ Cigna
✅ UnitedHealthcare
✅ Medicare
💡 To better understand what each insurance provider covers at Clarity Clinic, please visit the individual insurance page above based on your plan.
It is important to note that:
We have in-network providers available for a wide range of mental health services - from online therapy that takes insurance, to online psychiatry that take insurance, you can find both in-person and virtual mental health care at Clarity Clinic.
Outpatient Services:
✅ Individual, Couples, & Family Therapy
✅ Group Therapy
✅ Psychiatry & Medication Management
✅ Psychological Testing & Evaluations
✅ TMS Therapy for Treatment-Resistant Depression
Higher Levels of Care:
✅ Partial Hospitalization Program (PHP)
✅ Intensive Outpatient Program (IOP)
Note: Coverage may vary depending on your plan type. We recommend verifying your insurance benefits before scheduling.
You are your best advocate with your insurance provider, and we encourage you to reach out directly to your insurance provider to understand your plan.
To verify your benefits, you can contact your insurance provider via the number on the back of your insurance card and advise “I’m calling to verify my (in-network or out of network) benefits for general mental health services.”
If you’re having trouble getting the information you need, another option is to call your insurance provider’s "Health Advocate” or “Case Manager” department. These representatives are there to help you understand your benefits. You should find a contact number on the back of your insurance card.
Once you make an appointment with Clarity Clinic:
Please note:
Short videos that break down common health insurance terms to help you better understand your coverage.
In-network means we have a contract with your insurance company, which typically lowers your out-of-pocket costs.
Yes, therapy is typically covered by insurance. However, coverage can vary depending on your specific plan - it’s always best to check with your insurance provider to understand the details of your benefits and any out-of-pocket costs.
You can call your provider or check your plan’s online portal. For more information about how to do this, please visit our individual insurance provider pages:
Yes. Most plans include copays, deductibles, or coinsurance. Your exact costs depend on your plan.
Yes. Most in-network insurance plans cover telehealth mental health services, including therapy and medication management.
Self-pay is an option for those who want more privacy, flexibility, or whose insurance is not accepted. Explore our self-pay options.
You can pay your bill securely through our online patient portal or by calling our team at (312) 929-2172. We’re happy to assist you with any billing questions or payment arrangements.
Clarity Clinic can provide you with an itemized bill for your records, but we do not provide superbills for self-pay services. Typically, if we can bill your insurance, we will do so directly.
On average, insurance claims take about 60–75 days to be processed. Some insurance companies may move faster, while others can take a bit longer.
We highly recommend creating an online account with your insurance provider. This gives you direct access to your submitted claims, their status (submitted, accepted, or processed), and your Explanation of Benefits (EOB), which outlines how each claim was paid.
If your claim wasn’t paid as expected, we recommend checking your online insurance portal or reviewing the Explanation of Benefits (EOB) from your insurance provider. In many cases, the claim was processed, but the cost was applied to your deductible, co-insurance, or copay - which means the amount becomes your responsibility.
If you still have questions after reviewing your EOB, feel free to contact our team at (312) 929-2172 for support.
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