Looking for self-pay mental health care in Chicago or surrounding suburbs? Clarity Clinic offers affordable therapy and psychiatry without insurance. Whether you’re uninsured, prefer not to use insurance, or want more flexibility in your care, our self-pay options provide a private, stress-free path to mental wellness.
Self-pay (also called private pay) allows you to access care on your terms, with benefits including:
✅ Confidentiality & Privacy
Your care stays between you and your provider - no documentation is shared with insurance companies.
✅ More Control Over Your Care
Choose your provider, schedule sessions when it works for you, and avoid limitations imposed by insurance.
✅ No Insurance Hassles
Skip copays, deductibles, authorizations, and billing complications. Self-pay is simple and transparent.
We offer straightforward pricing for those receiving therapy or psychiatry services:
Rates apply to both adolescents & adults:
Psychotherapy/Talk Therapy:
➡️ 50-minute appointment = $180
Psychiatric Intake Assessment (Psychiatry)
➡️ 60-minute appointment = $320
Rates apply to both adolescents & adults:
Psychotherapy/Talk Therapy:
➡️ 50-minute appointment = $160
Medication Management
➡️ 30-minute appointment = $240
📍 Available in-person or via telehealth at all our Clarity Clinic locations: Chicago Loop, River North, Lakeview: Belmont & Broadway, Evanston, Arlington Heights, and Mokena.
In addition to our therapy and psychiatry services, we also offer self-pay as an option for Transcranial Magnetic Stimulation (TMS) and our Partial Hospitalization (PHP) and Intensive Outpatient (IOP) higher levels of care.
TMS is an FDA-approved, non-invasive treatment for depression - especially for those who haven’t found relief with medication or talk therapy.
➡️ Standard TMS (without remapping): $11,475
➡️ TMS with Remapping: $11,895
❓Learn more about TMS at Clarity Clinic here.
Our PHP & IOP programs offer structured, group-based support for individuals suffering from anxiety, depression, or other mood-related disorders and needing more than weekly therapy.
For self-pay rates and program details, please visit our PHP & IOP page and fill out the inquiry form - a member of our team will follow up to discuss your options.
➡️ Payment is collected at the time of service.
➡️ We accept major credit cards, HSA, and FSA accounts.
➡️ Self-pay services are not submitted to insurance and are considered out-of-pocket.
➡️ Invoices for missed payments may be subject to late fees or collections procedures.
Ready to begin your mental health care journey? Start receiving affordable mental health care at Clarity Clinic! From affordable therapy without insurance to affordable psychiatry services, explore our transparent pricing and find the mental health care you need.
Virtual or in-person at the following locations:
In-person PHP & IOP at the following locations:
In-person TMS at the following locations:
In-person Psychological Testing at the following locations:
At Clarity Clinic, we strive to provide transparency in our pricing - whether you're using insurance or paying out of pocket.
You may notice that our self-pay rates are lower than the standard charges listed on our billing statements. That’s because insurance companies negotiate their own contracted rates, which are typically lower than our standard pricing.
To ensure fair and consistent pricing, our discounted self-pay rates are based on the average amounts we typically receive from insurance companies. While individual insurance payments can vary, we use these averages to set a reasonable rate for patients paying out-of-pocket, so you're not charged significantly more than what insurers generally pay for the same services
We want you to feel confident and informed when it comes to your care and financial decisions. If you have any questions about your bill or need help understanding your payment options, our team is here to support you.
Yes! Clarity Clinic offers self-pay options for therapy and psychiatry - no insurance required.
Yes! Clarity Clinic offers self-pay options for psychiatry appointments and medication management - no insurance required.
Yes, self-pay patients can choose in-person or telehealth sessions based on their preference.
We do not provide superbills for self-pay services. In most cases, patients choose the self-pay option because we are not in-network with their insurance or unable to bill their plan directly.
We offer self-pay options for talk therapy, psychiatric evaluations, medication management, psychological testing, PHP & IOP, and TMS therapy.
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