Clarity Clinic is in-network with Aetna insurance! We offer a wide range of Aetna in-network providers to ensure you receive high quality, affordable mental health care. Clarity Clinic accepts a wide range of Aetna PPO plans, so you can find what's right for you. Whether that’s finding accessible online therapy that takes insurance or finding the right Aetna psychiatrist near you, we’re here to support you. Find the best therapy, psychiatry, TMS therapy, or higher levels of care ( PHP/IOP) in Illinois covered by Aetna insurance at Clarity Clinic.
We have in-network Aetna providers available for a wide range of mental health services. From online Aetna therapists to in-person Aetna psychiatrists near you, we conveniently provide both in-person and online mental health care covered by Aetna insurance.
Outpatient Services:
✅ Individual Therapy
✅ Couples & Family Therapy
✅ Group Therapy
✅ Psychiatry & Medication Management
✅ Psychological Testing & Evaluations
✅ Transcranial Magnetic Stimulation (TMS)
Higher Levels of Care:
✅ Partial Hospitalization Program (PHP)
✅ Intensive Outpatient Program (IOP)
Coverage and benefits may vary by insurance plan. We recommend verifying your specific benefits before starting care.
Clarity Clinic is in-network with most Aetna PPO plans. It is important to note that:
What to Expect:
Helpful Links:
🔗 Visit Aetna Member Portal
You are your best advocate with your insurance provider, and we encourage you to reach out to Aetna directly to understand your plan.
To verify your benefits, you can contact Aetna via the number on the back of your insurance card and advise “I’m calling to verify my (in-network or out of network) benefits for general mental health services.”
If you are having difficulty getting the information you need, another option is to call Aetna's ‘Health Advocate’ or ‘Case Manager’ department. These insurance representatives are available to help you understand your benefits. There should be a number on the back of your insurance card to contact.
While exact costs depend on your specific Aetna plan, here’s what you may encounter:
A copay is a flat fee you pay for each visit you have with Clarity Clinic.
A deductible is the amount you pay out-of-pocket before your Aetna plan begins to cover services.
Coinsurance is a percentage of the cost you may be responsible for after your deductible is met.
💳 If your Aetna plan doesn’t cover the services you need, self-pay options are also available. Learn more about self-pay here.
Ready to begin your mental health care journey with Clarity Clinic?
In-person PHP & IOP at the following locations:
In-person TMS at the following locations:
In-person Psychological Testing at the following locations:
Short videos that break down common health insurance terms to help you better understand your coverage.
Yes, most Aetna insurance plans will cover therapy. We encourage you to contact your insurance provider to determine your coverage level. If you are unable to find this, please contact your insurance carrier for further clarification.
Yes, most Aetna insurance plans will cover psychiatry. Make sure to reach out to Aetna to determine your coverage level or if you need any clarification on your Aetna mental health coverage.
PPO insurance plans typically do not require a referral.
Some POS/HMO plans do require a referral for mental health services. We recommend checking with your insurance provider directly for details specific to your coverage.
Yes. Most in-network insurance plans cover telehealth mental health services, including therapy and medication management.
Yes, Transcranial Magnetic Stimulation (TMS), Partial Hospitalization (PHP), and Intensive Outpatient (IOP) services are in-network with Aetna, though prior authorization may be required depending on your plan.
If your Aetna plan is out-of-network but includes out-of-network benefits, we will submit your claims to your insurance. However, your out-of-pocket costs may be higher based on your plan’s out-of-network coverage.
No, Clarity Clinic will handle claim submissions to your insurance for both in-network and out-of-network services.
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