Most Blue Cross Blue Shield Illinois insurance plans provide mental health benefits similar to preventative care. Your mental health is just as important as your physical health.
The Mental Health Parity and Addiction Act (MHPAEA) was passed in 2008. The law mandated insurance providers that offer mental health benefits to provide equal or better coverage for mental health and substance use disorders. In other words, the law required insurance providers to treat mental health conditions the same as physical health conditions. The purpose of the law was to make mental health coverage more accessible to the general population.
If you or a loved one are exhibiting symptoms of any cognitive or affective condition, it is strongly advised that you arrange a meeting with a psychiatric specialist. Psychiatric conditions are fairly common, and fortunately, they are treatable.
Blue Cross Blue Shield of Illinois offers individuals and families a myriad of plan options. They have one of the largest and most reliable networks in Illinois and provide individuals with the option of HMO and PPO plans.
PPO plans provide individuals with more flexibility when seeking care. Whereas, HMO plans require individuals to seek coverage from providers contracted with those HMO plans.
Sources: Blue Cross Blue Shield
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