Blue Cross Blue Shield Illinois & Mental Health Coverage
Most Blue Cross Blue Shield Illinois insurance plans provide mental health benefits. We recommend you check the description of your benefits listed under “Behavioral Health Services” or “Coverage for Mental Health Services.” If you are unable to find this, please contact your insurance carrier for further clarification.
The majority of Blue Cross Blue Shield Illinois plans cover therapy. It is recommended that once you have verified that Clarity Clinic takes your insurance plan, you should spend some time reviewing the provider’s profiles to see if the provider you want to schedule with, accepts your plan.
Yes, most Blue Cross Blue Shield Illinois insurance plans will cover psychiatry. We encourage you to contact your insurance provider to determine your coverage level. If you are unable to find this, please contact your insurance carrier for further clarification.
We recommend you check the description of your plan benefits listed under “Behavioral Health Services” or “Coverage for Mental Health Services.”
If you are unable to find this, contact your insurance carrier directly.
Blue Cross Blue Shield Illinois may cover mental health conditions including:
Blue Cross Blue Shield of Illinois & Mental Health Benefits
Most Blue Cross Blue Shield Illinois insurance plans provide mental health benefits similar to preventative care. Your mental health is just as important as your physical health.
The Mental Health Parity and Addiction Act (MHPAEA) was passed in 2008. The law mandated insurance providers that offer mental health benefits to provide equal or better coverage for mental health and substance use disorders. In other words, the law required insurance providers to treat mental health conditions the same as physical health conditions. The purpose of the law was to make mental health coverage more accessible to the general population.
If you or a loved one are exhibiting symptoms of any cognitive or affective condition, it is strongly advised that you arrange a meeting with a psychiatric specialist. Psychiatric conditions are fairly common, and fortunately, they are treatable.
Blue Cross Blue Shield Health Care Plans
Blue Cross Blue Shield of Illinois offers individuals and families a myriad of plan options. They have one of the largest and most reliable networks in Illinois and provide individuals with the option of HMO and PPO plans.
PPO plans provide individuals with more flexibility when seeking care. Whereas, HMO plans require individuals to seek coverage from providers contracted with those HMO plans.
Sources: Blue Cross Blue Shield
The content herein is provided for general informational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Medical insurance information changes constantly, and therefore the content on this website should not be assumed to be updated, complete, or exhaustive. If you think you may have a medical emergency, please call 9-1-1 (in the United States) immediately.