To determine the cost of care, we encourage every patient to call their insurance provider before their appointment to obtain eligibility and coverage benefits for “Behavioral/Mental Health.”

Patients will be responsible for all applicable deductibles, coinsurance, copayments, and/or non-covered services deemed patient responsibility by their health insurance carrier. Please note that a quote of benefits does not guarantee payment.


Self-Pay Patients

We understand some patients don’t have insurance coverage. That’s why we offer self-pay rates for all of our mental health services. Self-pay costs are collected before each session.

Simply contact us for more information!


Patients with Insurance

We understand some patients don’t have insurance coverage. That’s why we offer self-pay rates for all of our mental health services. Self-pay costs are collected before each session.

Simply contact us for more information!

  • Your First FAQ Question

    Your relevent FAQ answer.

  • Toggle Title

    Toggle Content

  • How Do I Find Out What My Behavioral/Mental Health Benefits Are?
    • Call the member services phone number listed on the back of your card. Have your insurance card out when you call – you will be asked to provide your member ID and other identifying information. 
    • Ask for information on “Behavioral Health Benefits”
    • Ask the operator for the following information:
      • Do I have coverage for outpatient mental health care in Illinois?
      • What is my deductible for outpatient mental health services? Ask if you need to meet the deductible before any benefits start.
      • What is my coverage for outpatient mental health services? Sometimes you will have a “copay”- meaning it is a fixed dollar amount you pay per visit. Other times there is co-insurance, meaning your insurance company will pay a percentage of the mental health services fee, and then you pay the remaining percentage.
      • Ask if you need a referral. Some plans require that a primary care physician give you a referral. This means you will need to see a primary care physician first before you can receive therapy and psychiatry services.

    Addiction is a condition that results when a person ingests a substance or engages in an activity that can be pleasurable but the continued use of it becomes compulsive and interferes with ordinary life responsibilities such as work, relationships, or health. Oftentimes individuals may not be aware that their behavior is out of control and causing problems for themselves or others.

    While not everyone agrees on what constitutes an addiction, in general, it is recognized that an addiction can be to any substance; for example, alcohol, amphetamines, nicotine, opioids, or caffeine. In addition, addiction includes a dependency on things as well as substances, such as gambling, food, sex, the internet, pornography, or video games.

    We understand that the challenges faced throughout recovery can be incredibly difficult to maintain. Substance and behavioral addiction services consist of highly structured and intensive individual approaches to helping clients develop healthy levels of personal understanding and adjustment regarding maladaptive behaviors. Our experienced addiction counselors will explore with clients a wide range of issues relating to their addiction, from the physiologic mechanisms and causes to the aspects of their social environment that may affect and trigger their behaviors.

    A holistic treatment approach is utilized at Clarity Clinic as our clinical staff recognizes that individuals will have needs in relation to their addiction that are physical, social, or perhaps spiritual in nature. For example, often times addiction may be a symptom of a deeper issue, such as a lack of comfort in one’s own skin. Our aim is to treat the whole individual, rather than just symptoms that need fixing. An emphasis is placed on the client as an individual with the strength and courage to overcome their addiction, ultimately growing as a result.


    Alcohol-Use Disorders

    Drinking that is problematic or severe can be diagnosed as an alcohol-use disorder and is characterized by excessive alcohol intake, loss of control during alcohol consumption and an negative emotional state when not consuming alcohol. Alcohol-use disorders are ranked on severity – mild, moderate and severe and can impair relationships, school and/or work functioning.

    The age range of people who misuse alcohol is between 20-35 and studies have shown a difference in the patterns of drinking between men and women. Women, who seem to start drinking later in life and progress faster, are most likely drink alone to hide their guilt and shame about their alcohol use. While men tend to drink out socially. Many who who struggle with alcohol abuse have other underlying disorders such as anxiety, depression and bipolar disorder, and use alcohol to make them feel better. Although, because alcohol is a depressant, alcohol abuse may lead to worsening symptoms.

    Substance-Use Disorders

    Similar to alcohol use disorder, excessive or compulsive use of a substance that is problematic or excessive and impairs relationships, school and/or work functions. More than 50 percent of those will substance abuse disorders have other co-occurring disorders. Additionally, those who abuse drugs have difficulty with impulse control, controlling emotions, low self-confidence, and managing stress.

    Behavior/Impulsive Addiction

    Behavioral addiction can include gambling, sex, pornography, video games, food, and internet addiction. People with these types of addictions tend to use the behavior as a way to reduce negative emotions and detach from their problems. Many who struggles with these excessive or impulsive behaviors struggle with co-occurring disorders and use these activities as a replacement for developing and sustaining intimate relationships or friendships.


    While there is no definitive cause to alcohol, substance or behavior disorders, there are several factors that can trigger addictive behaviors. Those include:

    Genetics – a growing body of research have linked genetics and addiction. Those who relatives had a substance or alcohol-abuse disorders are at a greater risk of developing an addiction. When you start drinking alcohol or using substance, you may be at a predisposition for the disorder to develop and progress faster in those who relatives struggled with addiction.

    Environmental – those who have a limited support system, or whose peer group engages in excessive alcohol consumption or substance use can contribute to the development of these disorders. Additionally, those who are victims of trauma – sexual, physical, emotional — are more prone to alcohol and substance abuse disorders, as well as impulse behaviors, such as sex addiction, gambling, pornography, food.

    Chemical changes in the brain – Studies have found that the pleasure center of the brain gets activated producing a euphoric effect that can only be repeated with more drugs or alcohol. Re-experiencing that pleasure typically requires more alcohol or substance use to get the same effect resulting in reliance or addiction.

    Additional Resources

    For more information on alcohol, substance, or behavior disorders, below are several additional resources to help learn more:

    Generic filters

    Provider Name
    Provider Type
    Treatment Areas
    Time Preference